Fixed Rates
10 Year Fixed Rate
 Rate
 APR
 Points
 6.250%
 6.300%
 0.000%
15 Year Fixed Rate
 Rate
 APR
 Points
 6.125%
 6.160%
 0.000%
20 Year Fixed Rate
 Rate
 APR
 Points
 6.375%
 6.403%
 0.000%
30 Year Fixed Rate
 Rate
 APR
 Points
 6.625%
 6.647%
 0.000%
Adjustable Rates
5/5 ARM
 Rate
 APR
 Points
 5.950%
 5.922%
 0.000%
7/1 Adjustable Rate
 Rate
 APR
 Points
 8.000%
 7.560%
 0.000%
First Time Homebuyer
30 Year First Time Homebuyer
 Rate
 APR
 Points
 7.625%
 7.648%
 0.000%
5/5 ARM First Time Homebuyer
 Rate
 APR
 Points
 6.950%
 6.325%
 0.000%