Fixed Rates
15 Year Fixed Rate
 Rate
 APR
 Points
 6.250%
 6.278%
 0.000%
20 Year Fixed Rate
 Rate
 APR
 Points
 6.625%
 6.647%
 0.000%
30 Year Fixed Rate
 Rate
 APR
 Points
 6.750%
 6.767%
 0.000%
30 YR SmartChoice
 Rate
 APR
 Points
 6.500%
 6.517%
 0.000%
30 Year Members Best
 Rate
 APR
 Points
 6.000%
 6.016%
 0.000%
Adjustable Rates
5/5 ARM
 Rate
 APR
 Points
 5.500%
 5.746%
 0.000%
First Time Homebuyer
5/5 ARM First Time Homebuyer
 Rate
 APR
 Points
 6.500%
 6.138%
 0.000%